| What's the payment for a $20,000 mortgage loan at 3%? |
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| How much will my monthly payment be for a 20000 dollar home loan with a 3% APR? Enter your info into the calculator, including the down payment, interest rate, and loan length in years. |
| This can be used for any type of loan, such as a mortgage, car loan, business, real estate, construction, land, credit card debt, or student debt. |
| If interest rates are low, consider getting a refinance. |
| Get multiple quotes when getting a loan. Speak with a local banker, your friends, get a quote online, and compare. Small differences in interest rates can have a huge impact on your total payments. Don't just accept the first offer that you receive. |
| Will I have a lower payment if I have a larger down payment? Yes, try inputting different numbers into the calculator to see the results. |
| Loan Amount Terms | Monthly Payment |
| 20,000 Mortgage Loan at 3% For 1 Year (12 Months) | 1,693.87 |
| 20,000 Mortgage Loan at 3% For 2 Years (24 Months) | 859.62 |
| 20,000 Mortgage Loan at 3% For 3 Years (36 Months) | 581.62 |
| 20,000 Mortgage Loan at 3% For 4 Years (48 Months) | 442.69 |
| 20,000 Mortgage Loan at 3% For 5 Years (60 Months) | 359.37 |
| 20,000 Mortgage Loan at 3% For 6 Years (72 Months) | 303.87 |
| 20,000 Mortgage Loan at 3% For 7 Years (84 Months) | 264.27 |
| 20,000 Mortgage Loan at 3% For 8 Years (96 Months) | 234.59 |
| 20,000 Mortgage Loan at 3% For 9 Years (108 Months) | 211.54 |
| 20,000 Mortgage Loan at 3% For 10 Years (120 Months) | 193.12 |
| 20,000 Mortgage Loan at 3% For 11 Years (132 Months) | 178.08 |
| 20,000 Mortgage Loan at 3% For 12 Years (144 Months) | 165.56 |
| 20,000 Mortgage Loan at 3% For 13 Years (156 Months) | 154.98 |
| 20,000 Mortgage Loan at 3% For 14 Years (168 Months) | 145.94 |
| 20,000 Mortgage Loan at 3% For 15 Years (180 Months) | 138.12 |
| 20,000 Mortgage Loan at 3% For 16 Years (192 Months) | 131.29 |
| 20,000 Mortgage Loan at 3% For 17 Years (204 Months) | 125.27 |
| 20,000 Mortgage Loan at 3% For 18 Years (216 Months) | 119.94 |
| 20,000 Mortgage Loan at 3% For 19 Years (228 Months) | 115.19 |
| 20,000 Mortgage Loan at 3% For 20 Years (240 Months) | 110.92 |
| 20,000 Mortgage Loan at 3% For 21 Years (252 Months) | 107.07 |
| 20,000 Mortgage Loan at 3% For 22 Years (264 Months) | 103.58 |
| 20,000 Mortgage Loan at 3% For 23 Years (276 Months) | 100.40 |
| 20,000 Mortgage Loan at 3% For 24 Years (288 Months) | 97.50 |
| 20,000 Mortgage Loan at 3% For 25 Years (300 Months) | 94.84 |
| 20,000 Mortgage Loan at 3% For 26 Years (312 Months) | 92.40 |
| 20,000 Mortgage Loan at 3% For 27 Years (324 Months) | 90.14 |
| 20,000 Mortgage Loan at 3% For 28 Years (336 Months) | 88.05 |
| 20,000 Mortgage Loan at 3% For 29 Years (348 Months) | 86.12 |
| 20,000 Mortgage Loan at 3% For 30 Years (360 Months) | 84.32 |
| Price | Down Payment | Loan Amount | Rate | Payment |
| 20,000 | 4,000 (20%) | 16,000 | 3.00% | 67.46 |
| 20,000 | 4,000 (20%) | 16,000 | 3.01% | 67.54 |
| 20,000 | 4,000 (20%) | 16,000 | 3.02% | 67.63 |
| 20,000 | 4,000 (20%) | 16,000 | 3.03% | 67.72 |
| 20,000 | 4,000 (20%) | 16,000 | 3.04% | 67.80 |
| 20,000 | 4,000 (20%) | 16,000 | 3.05% | 67.89 |
| 20,000 | 4,000 (20%) | 16,000 | 3.06% | 67.98 |
| 20,000 | 4,000 (20%) | 16,000 | 3.07% | 68.06 |
| 20,000 | 4,000 (20%) | 16,000 | 3.08% | 68.15 |
| 20,000 | 4,000 (20%) | 16,000 | 3.09% | 68.24 |
| 20,000 | 4,000 (20%) | 16,000 | 3.10% | 68.32 |
| 20,000 | 4,000 (20%) | 16,000 | 3.11% | 68.41 |
| 20,000 | 4,000 (20%) | 16,000 | 3.12% | 68.50 |
| 20,000 | 4,000 (20%) | 16,000 | 3.13% | 68.58 |
| 20,000 | 4,000 (20%) | 16,000 | 3.14% | 68.67 |
| 20,000 | 4,000 (20%) | 16,000 | 3.15% | 68.76 |
| 20,000 | 4,000 (20%) | 16,000 | 3.16% | 68.85 |
| 20,000 | 4,000 (20%) | 16,000 | 3.17% | 68.93 |
| 20,000 | 4,000 (20%) | 16,000 | 3.18% | 69.02 |
| 20,000 | 4,000 (20%) | 16,000 | 3.19% | 69.11 |
| 20,000 | 4,000 (20%) | 16,000 | 3.20% | 69.19 |
| 20,000 | 4,000 (20%) | 16,000 | 3.21% | 69.28 |
| 20,000 | 4,000 (20%) | 16,000 | 3.22% | 69.37 |
| 20,000 | 4,000 (20%) | 16,000 | 3.23% | 69.46 |
| 20,000 | 4,000 (20%) | 16,000 | 3.24% | 69.55 |
| 20,000 | 4,000 (20%) | 16,000 | 3.25% | 69.63 |
| 20,000 | 4,000 (20%) | 16,000 | 3.26% | 69.72 |
| 20,000 | 4,000 (20%) | 16,000 | 3.27% | 69.81 |
| 20,000 | 4,000 (20%) | 16,000 | 3.28% | 69.90 |
| 20,000 | 4,000 (20%) | 16,000 | 3.29% | 69.98 |
| 20,000 | 4,000 (20%) | 16,000 | 3.30% | 70.07 |
| 20,000 | 4,000 (20%) | 16,000 | 3.31% | 70.16 |
| 20,000 | 4,000 (20%) | 16,000 | 3.32% | 70.25 |
| 20,000 | 4,000 (20%) | 16,000 | 3.33% | 70.34 |
| 20,000 | 4,000 (20%) | 16,000 | 3.34% | 70.43 |
| 20,000 | 4,000 (20%) | 16,000 | 3.35% | 70.51 |
| 20,000 | 4,000 (20%) | 16,000 | 3.36% | 70.60 |
| 20,000 | 4,000 (20%) | 16,000 | 3.37% | 70.69 |
| 20,000 | 4,000 (20%) | 16,000 | 3.38% | 70.78 |
| 20,000 | 4,000 (20%) | 16,000 | 3.39% | 70.87 |
| 20,000 | 4,000 (20%) | 16,000 | 3.40% | 70.96 |
| 20,000 | 4,000 (20%) | 16,000 | 3.41% | 71.05 |
| 20,000 | 4,000 (20%) | 16,000 | 3.42% | 71.13 |
| 20,000 | 4,000 (20%) | 16,000 | 3.43% | 71.22 |
| 20,000 | 4,000 (20%) | 16,000 | 3.44% | 71.31 |
| 20,000 | 4,000 (20%) | 16,000 | 3.45% | 71.40 |
| 20,000 | 4,000 (20%) | 16,000 | 3.46% | 71.49 |
| 20,000 | 4,000 (20%) | 16,000 | 3.47% | 71.58 |
| 20,000 | 4,000 (20%) | 16,000 | 3.48% | 71.67 |
| 20,000 | 4,000 (20%) | 16,000 | 3.49% | 71.76 |