$800 a Month Mortgage

How much mortgage can you get for $800 a month? Calculate home price based on $800 monthly payment.
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With the parameters you selected, \${$pageVals->prettyPayment}/mo will pay for a {$big} home loan.

This does not include the cost of insurance, repairs, taxes, PMI, HSA dues, or other costs.

How expensive of a home can I buy for $800 a month?
This calculates the amount of a mortgage that you can get with a $800 monthly payment. This is calculated based on the monthly payment, interest rate APR, and loan length. Add the down payment to the loan amount to find the total amount of the house that 800/month will afford.
What other costs do I need to consider?
Property Taxes: After the mortgage, your property taxes are usually the biggest expense in a property. Taxes are usually reset to a higher amount after you buy a home. A quick way to estimate your property taxes is to find your local millage rate and multiply by the taxable value of your home. The previous owner typically has a lower taxable value than your purchase price. When the taxable value is reset, your property taxes could increase significantly.
Maintenance: Over time, things break and need to be repaired. Consider these regular costs.
HOA Fees: If you buy a condo, HOA fees can be a large expense and these typically increase over time as the property ages.
Home Insurance: Home insurance is typically not too big of an expense but this can vary by region.
Mortgage Fees: Compare mortgages based on both interest rates and fees. Fees can vary widely based on the mortgage provider.
Down Payment: A standard down payment on a 30 year fixed rate mortgage is 20% of the purchase price however many loan programs offer lower down payments.
Mortgage Amount by Monthly Payment - 30 Year Fixed Mortgage
Payment 3% APR 4% APR 5% APR 6% APR 7% APR
800 / mo 189,752 167,569 149,025 133,433 120,246
805 / mo 190,937 168,616 149,957 134,267 120,998
810 / mo 192,123 169,664 150,888 135,101 121,749
815 / mo 193,309 170,711 151,820 135,935 122,501
820 / mo 194,495 171,758 152,751 136,769 123,252
825 / mo 195,681 172,806 153,682 137,603 124,004
830 / mo 196,867 173,853 154,614 138,437 124,755
835 / mo 198,053 174,900 155,545 139,271 125,507
840 / mo 199,239 175,947 156,477 140,105 126,258
845 / mo 200,425 176,995 157,408 140,939 127,010
850 / mo 201,611 178,042 158,339 141,773 127,761
855 / mo 202,797 179,089 159,271 142,607 128,513
860 / mo 203,983 180,137 160,202 143,441 129,265
865 / mo 205,169 181,184 161,134 144,275 130,016
870 / mo 206,355 182,231 162,065 145,109 130,768
875 / mo 207,541 183,279 162,996 145,943 131,519
880 / mo 208,727 184,326 163,928 146,777 132,271
885 / mo 209,913 185,373 164,859 147,611 133,022
890 / mo 211,099 186,421 165,791 148,445 133,774
895 / mo 212,284 187,468 166,722 149,278 134,525
900 / mo 213,470 188,515 167,653 150,112 135,277
Loan Amount by Rate. 30 year fixed, $800/mo
Interest Rate Mortgage
2.000% 216,439
2.125% 212,822
2.250% 209,289
2.375% 205,839
2.500% 202,470
2.625% 199,178
2.750% 195,963
2.875% 192,821
3.000% 189,752
3.125% 186,752
3.250% 183,821
3.375% 180,956
3.500% 178,156
3.625% 175,419
3.750% 172,743
3.875% 170,127
4.000% 167,569
4.125% 165,068
4.250% 162,621
4.375% 160,229
4.500% 157,889
4.625% 155,600
4.750% 153,360
4.875% 151,169
5.000% 149,025
5.125% 146,927
5.250% 144,874
5.375% 142,864
5.500% 140,897
5.625% 138,972
5.750% 137,087
5.875% 135,241
6.000% 133,433
6.125% 131,663
6.250% 129,930
6.375% 128,232
6.500% 126,569
6.625% 124,939
6.750% 123,343
6.875% 121,779
7.000% 120,246