$3,900 a Month Mortgage

How much mortgage can you get for $3,900 a month? Calculate home price based on $3,900 monthly payment.
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With the parameters you selected, \${$pageVals->prettyPayment}/mo will pay for a {$big} home loan.

This does not include the cost of insurance, repairs, taxes, PMI, HSA dues, or other costs.

How expensive of a home can I buy for $3,900 a month?
This calculates the amount of a mortgage that you can get with a $3,900 monthly payment. This is calculated based on the monthly payment, interest rate APR, and loan length. Add the down payment to the loan amount to find the total amount of the house that 3,900/month will afford.
What other costs do I need to consider?
Property Taxes: After the mortgage, your property taxes are usually the biggest expense on a property. Taxes are usually reset to a higher amount after you buy a home. A quick way to estimate your property taxes is to find your local millage rate and multiply by the taxable value of your home. The previous owner typically has a lower taxable value than your purchase price. When the taxable value is reset, your property taxes could increase significantly.
Maintenance: Over time, things break and need to be repaired. Consider these regular costs.
HOA Fees: If you buy a condo, HOA fees can be a large expense and these typically increase over time as the property ages.
Home Insurance: Home insurance is typically not too big of an expense but this can vary by region.
Mortgage Fees: Compare mortgages based on both interest rates and fees. Fees can vary widely based on the mortgage provider.
Down Payment: A standard down payment on a 30 year fixed rate mortgage is 20% of the purchase price however many loan programs offer lower down payments.
Mortgage Amount by Monthly Payment - 30 Year Fixed Mortgage
Payment 3% APR 4% APR 5% APR 6% APR 7% APR
3,900 / mo 925,039 816,899 726,498 650,487 586,200
3,905 / mo 926,225 817,946 727,430 651,321 586,951
3,910 / mo 927,410 818,993 728,361 652,155 587,703
3,915 / mo 928,596 820,041 729,293 652,989 588,454
3,920 / mo 929,782 821,088 730,224 653,823 589,206
3,925 / mo 930,968 822,135 731,155 654,657 589,957
3,930 / mo 932,154 823,183 732,087 655,491 590,709
3,935 / mo 933,340 824,230 733,018 656,325 591,460
3,940 / mo 934,526 825,277 733,950 657,159 592,212
3,945 / mo 935,712 826,325 734,881 657,993 592,963
3,950 / mo 936,898 827,372 735,812 658,827 593,715
3,955 / mo 938,084 828,419 736,744 659,661 594,466
3,960 / mo 939,270 829,467 737,675 660,495 595,218
3,965 / mo 940,456 830,514 738,607 661,329 595,970
3,970 / mo 941,642 831,561 739,538 662,163 596,721
3,975 / mo 942,828 832,608 740,469 662,997 597,473
3,980 / mo 944,014 833,656 741,401 663,831 598,224
3,985 / mo 945,200 834,703 742,332 664,665 598,976
3,990 / mo 946,386 835,750 743,264 665,499 599,727
3,995 / mo 947,572 836,798 744,195 666,332 600,479
4,000 / mo 948,758 837,845 745,126 667,166 601,230
Loan Amount by Rate. 30 year fixed, $3,900/mo
Interest Rate Mortgage
2.000% 1,055,139
2.125% 1,037,506
2.250% 1,020,285
2.375% 1,003,467
2.500% 987,040
2.625% 970,993
2.750% 955,318
2.875% 940,003
3.000% 925,039
3.125% 910,416
3.250% 896,127
3.375% 882,161
3.500% 868,510
3.625% 855,167
3.750% 842,122
3.875% 829,369
4.000% 816,899
4.125% 804,705
4.250% 792,780
4.375% 781,117
4.500% 769,709
4.625% 758,549
4.750% 747,632
4.875% 736,950
5.000% 726,498
5.125% 716,271
5.250% 706,261
5.375% 696,464
5.500% 686,875
5.625% 677,487
5.750% 668,297
5.875% 659,299
6.000% 650,487
6.125% 641,859
6.250% 633,408
6.375% 625,130
6.500% 617,022
6.625% 609,079
6.750% 601,297
6.875% 593,672
7.000% 586,200