$3,800 a Month Mortgage

How much mortgage can you get for $3,800 a month? Calculate home price based on $3,800 monthly payment.
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With the parameters you selected, \${$pageVals->prettyPayment}/mo will pay for a {$big} home loan.

This does not include the cost of insurance, repairs, taxes, PMI, HSA dues, or other costs.

How expensive of a home can I buy for $3,800 a month?
This calculates the amount of a mortgage that you can get with a $3,800 monthly payment. This is calculated based on the monthly payment, interest rate APR, and loan length. Add the down payment to the loan amount to find the total amount of the house that 3,800/month will afford.
What other costs do I need to consider?
Property Taxes: After the mortgage, your property taxes are usually the biggest expense on a property. Taxes are usually reset to a higher amount after you buy a home. A quick way to estimate your property taxes is to find your local millage rate and multiply by the taxable value of your home. The previous owner typically has a lower taxable value than your purchase price. When the taxable value is reset, your property taxes could increase significantly.
Maintenance: Over time, things break and need to be repaired. Consider these regular costs.
HOA Fees: If you buy a condo, HOA fees can be a large expense and these typically increase over time as the property ages.
Home Insurance: Home insurance is typically not too big of an expense but this can vary by region.
Mortgage Fees: Compare mortgages based on both interest rates and fees. Fees can vary widely based on the mortgage provider.
Down Payment: A standard down payment on a 30 year fixed rate mortgage is 20% of the purchase price however many loan programs offer lower down payments.
Mortgage Amount by Monthly Payment - 30 Year Fixed Mortgage
Payment 3% APR 4% APR 5% APR 6% APR 7% APR
3,800 / mo 901,320 795,953 707,870 633,808 571,169
3,805 / mo 902,506 797,000 708,802 634,642 571,920
3,810 / mo 903,692 798,047 709,733 635,476 572,672
3,815 / mo 904,877 799,095 710,664 636,310 573,423
3,820 / mo 906,063 800,142 711,596 637,144 574,175
3,825 / mo 907,249 801,189 712,527 637,978 574,926
3,830 / mo 908,435 802,237 713,459 638,812 575,678
3,835 / mo 909,621 803,284 714,390 639,646 576,430
3,840 / mo 910,807 804,331 715,321 640,480 577,181
3,845 / mo 911,993 805,378 716,253 641,314 577,933
3,850 / mo 913,179 806,426 717,184 642,148 578,684
3,855 / mo 914,365 807,473 718,116 642,982 579,436
3,860 / mo 915,551 808,520 719,047 643,816 580,187
3,865 / mo 916,737 809,568 719,978 644,650 580,939
3,870 / mo 917,923 810,615 720,910 645,484 581,690
3,875 / mo 919,109 811,662 721,841 646,318 582,442
3,880 / mo 920,295 812,710 722,773 647,151 583,193
3,885 / mo 921,481 813,757 723,704 647,985 583,945
3,890 / mo 922,667 814,804 724,635 648,819 584,696
3,895 / mo 923,853 815,852 725,567 649,653 585,448
3,900 / mo 925,039 816,899 726,498 650,487 586,200
Loan Amount by Rate. 30 year fixed, $3,800/mo
Interest Rate Mortgage
2.000% 1,028,084
2.125% 1,010,903
2.250% 994,124
2.375% 977,737
2.500% 961,731
2.625% 946,096
2.750% 930,822
2.875% 915,900
3.000% 901,320
3.125% 887,072
3.250% 873,149
3.375% 859,541
3.500% 846,241
3.625% 833,240
3.750% 820,529
3.875% 808,103
4.000% 795,953
4.125% 784,071
4.250% 772,452
4.375% 761,088
4.500% 749,972
4.625% 739,099
4.750% 728,461
4.875% 718,054
5.000% 707,870
5.125% 697,905
5.250% 688,152
5.375% 678,606
5.500% 669,263
5.625% 660,116
5.750% 651,161
5.875% 642,393
6.000% 633,808
6.125% 625,401
6.250% 617,166
6.375% 609,101
6.500% 601,201
6.625% 593,462
6.750% 585,879
6.875% 578,449
7.000% 571,169