| What's the monthly payment for a $120,000 house? |
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| How much will my monthly payment be for a 120000 dollar home loan? Enter your info into the calculator, including the down payment, interest rate, and loan length in years. |
| This can be used for any type of loan, such as a mortgage, car loan, business, real estate, construction, land, credit card debt, or student debt. |
| If interest rates are low, consider getting a refinance. |
| Get multiple quotes when getting a loan. Speak with a local banker, your friends, get a quote online, and compare. Small differences in interest rates can have a huge impact on your total payments. Don't just accept the first offer that you receive. |
| Will I have a lower payment if I have a larger down payment? Yes, try inputting different numbers into the calculator to see the results. |
| Will interest rates rise in the future? This is difficult to know. |
| Sample Loan Info: $120,000 House. 20% down. $96,000 loan | |
| $120,000 home (20% down) at 3 percent | 404.74/mo |
| $120,000 home (20% down) at 3 and a quarter percent | 417.80/mo |
| $120,000 home (20% down) at 3 and a half percent | 431.08/mo |
| $120,000 home (20% down) at 3 and three quarters percent | 444.59/mo |
| $120,000 home (20% down) at 4 percent | 458.32/mo |
| $120,000 home (20% down) at 4 and a quarter percent | 472.26/mo |
| $120,000 home (20% down) at 4 and a half percent | 486.42/mo |
| $120,000 home (20% down) at 4 and three quarters percent | 500.78/mo |
| $120,000 home (20% down) at 5 percent | 515.35/mo |
| $120,000 home (20% down) at 5 and a quarter percent | 530.12/mo |
| $120,000 home (20% down) at 5 and a half percent | 545.08/mo |
| $120,000 home (20% down) at 5 and three quarters percent | 560.23/mo |
| $120,000 home (20% down) at 6 percent | 575.57/mo |
| $120,000 home (20% down) at 6 and a quarter percent | 591.09/mo |
| $120,000 home (20% down) at 6 and a half percent | 606.79/mo |
| $120,000 home (20% down) at 6 and three quarters percent | 622.65/mo |
| Price | Down Payment | Loan Amount | Rate | Payment |
| 120,000 | 24,000 (20%) | 96,000 | 1.25% | 319.92 |
| 120,000 | 24,000 (20%) | 96,000 | 1.50% | 331.32 |
| 120,000 | 24,000 (20%) | 96,000 | 1.75% | 342.95 |
| 120,000 | 24,000 (20%) | 96,000 | 2.00% | 354.83 |
| 120,000 | 24,000 (20%) | 96,000 | 2.25% | 366.96 |
| 120,000 | 24,000 (20%) | 96,000 | 2.50% | 379.32 |
| 120,000 | 24,000 (20%) | 96,000 | 2.75% | 391.91 |
| 120,000 | 24,000 (20%) | 96,000 | 3.00% | 404.74 |
| 120,000 | 24,000 (20%) | 96,000 | 3.25% | 417.80 |
| 120,000 | 24,000 (20%) | 96,000 | 3.50% | 431.08 |
| 120,000 | 24,000 (20%) | 96,000 | 3.75% | 444.59 |
| 120,000 | 24,000 (20%) | 96,000 | 4.00% | 458.32 |
| 120,000 | 24,000 (20%) | 96,000 | 4.25% | 472.26 |
| 120,000 | 24,000 (20%) | 96,000 | 4.50% | 486.42 |
| 120,000 | 24,000 (20%) | 96,000 | 4.75% | 500.78 |
| 120,000 | 24,000 (20%) | 96,000 | 5.00% | 515.35 |
| 120,000 | 24,000 (20%) | 96,000 | 5.25% | 530.12 |
| 120,000 | 24,000 (20%) | 96,000 | 5.50% | 545.08 |
| 120,000 | 24,000 (20%) | 96,000 | 5.75% | 560.23 |
| 120,000 | 24,000 (20%) | 96,000 | 6.00% | 575.57 |
| 120,000 | 24,000 (20%) | 96,000 | 6.25% | 591.09 |
| 120,000 | 24,000 (20%) | 96,000 | 6.50% | 606.79 |
| 120,000 | 24,000 (20%) | 96,000 | 6.75% | 622.65 |
| 120,000 | 24,000 (20%) | 96,000 | 7.00% | 638.69 |
| 120,000 | 24,000 (20%) | 96,000 | 7.25% | 654.89 |
| 120,000 | 24,000 (20%) | 96,000 | 7.50% | 671.25 |
| 120,000 | 24,000 (20%) | 96,000 | 7.75% | 687.76 |
| 120,000 | 24,000 (20%) | 96,000 | 8.00% | 704.41 |
| 120,000 | 24,000 (20%) | 96,000 | 8.25% | 721.22 |
| 120,000 | 24,000 (20%) | 96,000 | 8.50% | 738.16 |
| 120,000 | 24,000 (20%) | 96,000 | 8.75% | 755.23 |
| 120,000 | 24,000 (20%) | 96,000 | 9.00% | 772.44 |