How to calculate a 20% down payment on a 400,000 home?
Take the purchase price and multiply by the percentage down.
How much down payment is required on a 400,000 home?
A 20% down payment is standard. However, there are many loan programs such as FHA loans that only require 3.5% and VA loans that often require no down payment. PMI is often required with a lower down payment.
More Home Prices
Home Price |
3.5% Down |
10% Down |
20% Down |
50% Down |
$401,000 |
$14,035 |
$40,100 |
$80,200 |
$200,500 |
$402,000 |
$14,070 |
$40,200 |
$80,400 |
$201,000 |
$403,000 |
$14,105 |
$40,300 |
$80,600 |
$201,500 |
$404,000 |
$14,140 |
$40,400 |
$80,800 |
$202,000 |
$405,000 |
$14,175 |
$40,500 |
$81,000 |
$202,500 |
$406,000 |
$14,210 |
$40,600 |
$81,200 |
$203,000 |
$407,000 |
$14,245 |
$40,700 |
$81,400 |
$203,500 |
$408,000 |
$14,280 |
$40,800 |
$81,600 |
$204,000 |
$409,000 |
$14,315 |
$40,900 |
$81,800 |
$204,500 |
$410,000 |
$14,350 |
$41,000 |
$82,000 |
$205,000 |
$411,000 |
$14,385 |
$41,100 |
$82,200 |
$205,500 |
$412,000 |
$14,420 |
$41,200 |
$82,400 |
$206,000 |
$413,000 |
$14,455 |
$41,300 |
$82,600 |
$206,500 |
$414,000 |
$14,490 |
$41,400 |
$82,800 |
$207,000 |
$415,000 |
$14,525 |
$41,500 |
$83,000 |
$207,500 |
$416,000 |
$14,560 |
$41,600 |
$83,200 |
$208,000 |
$417,000 |
$14,595 |
$41,700 |
$83,400 |
$208,500 |
$418,000 |
$14,630 |
$41,800 |
$83,600 |
$209,000 |
$419,000 |
$14,665 |
$41,900 |
$83,800 |
$209,500 |
$420,000 |
$14,700 |
$42,000 |
$84,000 |
$210,000 |
$421,000 |
$14,735 |
$42,100 |
$84,200 |
$210,500 |
$422,000 |
$14,770 |
$42,200 |
$84,400 |
$211,000 |
$423,000 |
$14,805 |
$42,300 |
$84,600 |
$211,500 |
$424,000 |
$14,840 |
$42,400 |
$84,800 |
$212,000 |
$425,000 |
$14,875 |
$42,500 |
$85,000 |
$212,500 |