How Long to Payoff $42,000 in Debt?

Pay Debt of $42,000

How long will it take to pay a $42,000 loan? This calculator shows how long it will take to pay off 42k in debt. It can be used for any loan, credit card debt, student debt, personal, business, car, house, etc...

Many times, combining multiple high-interest loans into one low interest loan can be a good option. This is called debt consolidation.

Payment Needed to Pay Off $42,000 By Time and APR
2% APR 4% APR 6% APR 8% APR 10% APR
Pay off $42,000 in 1 Year 3,538.03/mo 3,576.30/mo 3,614.79/mo 3,653.51/mo 3,692.47/mo
Pay off $42,000 in 2 Years 1,786.69/mo 1,823.85/mo 1,861.47/mo 1,899.55/mo 1,938.09/mo
Pay off $42,000 in 3 Years 1,202.99/mo 1,240.01/mo 1,277.72/mo 1,316.13/mo 1,355.22/mo
Pay off $42,000 in 4 Years 911.20/mo 948.32/mo 986.37/mo 1,025.34/mo 1,065.23/mo
Pay off $42,000 in 5 Years 736.17/mo 773.49/mo 811.98/mo 851.61/mo 892.38/mo
Pay off $42,000 in 6 Years 619.52/mo 657.10/mo 696.06/mo 736.40/mo 778.09/mo
Pay off $42,000 in 7 Years 536.23/mo 574.09/mo 613.56/mo 654.62/mo 697.25/mo
Pay off $42,000 in 8 Years 473.80/mo 511.95/mo 551.94/mo 593.74/mo 637.31/mo
Pay off $42,000 in 9 Years 425.26/mo 463.72/mo 504.24/mo 546.79/mo 591.30/mo
Pay off $42,000 in 10 Years 386.46/mo 425.23/mo 466.29/mo 509.58/mo 555.03/mo
Pay off $42,000 in 11 Years 354.73/mo 393.82/mo 435.42/mo 479.45/mo 525.83/mo
Pay off $42,000 in 12 Years 328.31/mo 367.72/mo 409.86/mo 454.63/mo 501.93/mo
Pay off $42,000 in 13 Years 305.97/mo 345.71/mo 388.38/mo 433.89/mo 482.10/mo
Pay off $42,000 in 14 Years 286.84/mo 326.91/mo 370.12/mo 416.35/mo 465.45/mo
Pay off $42,000 in 15 Years 270.27/mo 310.67/mo 354.42/mo 401.37/mo 451.33/mo
Pay off $42,000 in 16 Years 255.79/mo 296.52/mo 340.80/mo 388.47/mo 439.28/mo
Pay off $42,000 in 17 Years 243.03/mo 284.09/mo 328.90/mo 377.27/mo 428.91/mo
Pay off $42,000 in 18 Years 231.70/mo 273.08/mo 318.43/mo 367.48/mo 419.93/mo
Pay off $42,000 in 19 Years 221.57/mo 263.29/mo 309.15/mo 358.89/mo 412.13/mo
Pay off $42,000 in 20 Years 212.47/mo 254.51/mo 300.90/mo 351.30/mo 405.31/mo
Pay off $42,000 in 21 Years 204.25/mo 246.62/mo 293.52/mo 344.58/mo 399.33/mo
Pay off $42,000 in 22 Years 196.78/mo 239.48/mo 286.89/mo 338.59/mo 394.06/mo
Pay off $42,000 in 23 Years 189.97/mo 233.00/mo 280.92/mo 333.25/mo 389.42/mo
Pay off $42,000 in 24 Years 183.74/mo 227.09/mo 275.51/mo 328.46/mo 385.30/mo
Pay off $42,000 in 25 Years 178.02/mo 221.69/mo 270.61/mo 324.16/mo 381.65/mo
Pay off $42,000 in 26 Years 172.74/mo 216.74/mo 266.14/mo 320.29/mo 378.41/mo
Pay off $42,000 in 27 Years 167.87/mo 212.19/mo 262.07/mo 316.80/mo 375.52/mo
Pay off $42,000 in 28 Years 163.35/mo 207.99/mo 258.35/mo 313.64/mo 372.94/mo
Pay off $42,000 in 29 Years 159.15/mo 204.11/mo 254.94/mo 310.78/mo 370.64/mo
Pay off $42,000 in 30 Years 155.24/mo 200.51/mo 251.81/mo 308.18/mo 368.58/mo